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One.

Why you need multiple credit cards

The pitfalls may be obvious, but there are also benefits -- if the cards are used responsibly. Here's how having more plastic can work to your advantage.
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By Bankrate.com

How many credit cards should you have?
Many people are afraid to have multiple cards. Some worry they would lose track of the different bills each month and fall behind on their payments. Others fear that the temptation of high credit limits would entice them to overspend.
And some people fear that creditors, upon seeing multiple open credit lines, would be less likely to lend them money because the creditors would suspect they'd be more likely to fall into debt.
Americans seem to be split on the issue of having one credit card or multiple cards: 51% of the U.S. population has two or more credit cards, according to the Center for Media Research.
Emily Davidson, a credit expert with Credit.com, says people often ask, "What's the magic number of credit cards I should have?" She says there is no clear-cut answer. "You should have as many cards as you feel you can manage responsibly."
For responsible people, however, there are a number of benefits to having multiple credit cards.
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